These times are unprecedented. You may have become sick; lost loved ones; lost your job; lost your ability to even go out to dinner. Your kids and grandkids are homeschooling and distancing. And, this is a time to either fall apart emotionally and financially or ban together as a family and community. Either way, we must move forward to the "new normal." We have no idea what that means, but we also know this is going to go on for a while. So, I want to be your mentor through this process and help you and your kids and grandkids to be financially resilient in these tough times. As my business colleague and friend, Mike Hackett, SVP of My Secure Advantage has said, "In these times we can either break down or break through. It is our choice." This book will help you and your family to "break through". We are resilient and adaptive, and we need to muster all of our strength now for ourselves and for the next generation. We not only need to adapt to each other, but we also need to adapt to each other. Together, we can do this. We have seen courage and sadness and hope. Maya Angelou said it best; "I can be changed by what happens to me. But I refuse to be reduced by it." Before this all happened and if you are a parent or a grandparent you might have worried that you could be raising a spoiled or entitled child. That could still be the case, but it seems like a long time ago that that was a worry. We all want to be good parents. We all want our kids to grow up with a healthy attitude toward money, so that someday they can leave the nest and make it on their own. Well, lots of us have blown it and we hear our little ones whine for what they want; we hear our teens say, "I'll be ruined if I don't get what I want;" and we see our adult children coming home to live in, "Hotel Mom and Dad" (replete with room service and gas in the car). These issues will still be part of our consciousness and will be issues that we will face. If any of this resonates with you, help is here. Neale Godfrey, the creator of the topic of "Kids and Money" in the 1980s when she feared that her children were suffering from the "I want, I want syndrome," is here to help you every step-of-the way. You may have read one of Neale's 27 books or have seen her on one of 13 appearances on Oprah or other TV shows, or your kids may have used her financial literacy curricula in school or after school. Neale Godfrey is the definitive voice for teaching financial responsibility, and her expertise will help you and your kids (of any age) grow up to be economically independent and achieve their financial dreams

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