21-year-old Karma is everything a man could want. Or so she thought. She has her own money, her own crib, and she has overcome things that most people couldn't. Even with all of that she can't seem to get her boyfriend, Derek, to act right. Her final straw is him cheating on her for the umpteenth time and she's done and lets him out of her life. It's time for a change and her and her best friend, Ryanne, are going to make it happen. Cato is THAT nigga. The nigga that every woman wants and every nigga envies. He is used to getting what he wants and he doesn't expect that to change anytime soon. Not even after serving time in jail. He comes into contact with Karma once and just has to have her. The only thing is...she's not like most women. She challenges him to make her feel special and be his one and only. The two are being tugged at by their crazy exes and the people in their friends' lives. Will the two wind up together? Or will their past keep them from happiness?

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