The economy is in recession. Rick Jacobs is a real estate broker and property owner who is practically bankrupt. He enjoys the good life despite his financial difficulties. Sara Martin is a part-time model and actress. She meets Rick at an opera closing night party. Sara lives with a felon, Carl Regis, who launders money for a drug cartel. She is infatuated with Carl's partner, Phil Speed, a dangerous character who will stop at nothing to get what he wants.Sara is shocked when Carl tells her to leave him for awhile. She finds herself staying at Rick's house on a temporary, no strings attached relationship. Suddenly she finds herself in possession of millions of dollars passed to her by Carl Regis for safe keeping. The money accidentally falls into the hands of Rick, who uses it to get out of his financial dilemma. The money leads them all on a twisted path of danger, deception, lies, threats, terror and murder from California to Florida

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