Stephen Long is a high school teacher at the start of summer vacation. He's out for a jog trying to better himself when he finds a discarded duffel bag full of money. 1.2 million dollars to be exact. He takes the money, ignoring the fact that the duffel bag he's found it in is bloodied and bullet pocked. What Stephen hasn't noticed is the bag man lying mortally wounded some distance off. But the dying man has seen Stephen, and when two men arrive looking for the cash, the last thing the bag man does is tell them everything he knows. Including what Stephen's description. The out-of-towners-who refer to themselves as Bandit and Snowman-are stone cold killers from down in New York City, sent to retrieve their boss' money. What they quickly piece together is the crew that owed their boss the money was robbed by the dead man. They hook up with the crew, which is led by a young thug named Antoine. Meanwhile, Stephen is already dreaming of the ways he'll spend the fortune he's come into. He'll buy a new car, hire a personal trainer, and leave his wife for Ming, the younger woman at work he's infatuated with. Brimming with optimism, he calls Ming and asks her if she'd like to meet him for a cup of coffee downtown. Surprisingly, she agrees. Things definitely are going his way. Until they aren't. One of 'twan's boys spots Stephen, and when follows Stephen to his house, he reports the information. Now the out of town killers know where their money is. And things are about to get crazy

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