Includes index

This book candidly explores options and alternatives available to you when you can't make your monthly mortgage payment but want to avoid foreclosure. The author explains the pre-foreclosure process, using real life examples of families faced with foreclosure, their choices, and the steps/missteps taken. The book provides an easy-to-understand explanation of delinquency, default, and foreclosure from a homeowner's perspective, including a state-by-state guide to foreclosure laws. Measures to avoid foreclosure do not come as "one-size-fits-all" and are a result of informed decisions. Identifying, then weeding out "credit repair" predators' too-good-to-be-true solutions will help distressed homeowners find alternatives in the high-pressure, time-sensitive environment of mortgage foreclosure.--From publisher description